Connect all your cards. Split transactions directly. See what you actually spend. Get unbiased recommendations for your next card.
The problem with managing credit cards today
You're doing too much work for too little clarity.
Fragmented tools
You need Splitwise for splitting, a budgeting app for tracking, and a blog for card recommendations. Three apps for one financial life.
Misleading spend data
Your budget app says you spent $600 on hotels. But your Amex Platinum gave you a $200 credit. You actually spent $400.
Biased recommendations
Card comparison sites earn $50–$500 for every application you submit. Their "best" card is whoever pays them the most.
Shared card confusion
If you're on someone else's card, there's no clean way to track what you owe them. And most apps count the same expense twice — once for each of you.
One platform. Everything you need.
Stop juggling apps. Prospify brings your entire credit card strategy into one place.
All Cards, One Dashboard
Connect every credit card and see all your transactions in a single, intelligently categorized view. No more switching between bank apps.
Direct Transaction Splitting
Split any transaction with anyone, directly from your connected cards. No Splitwise limits. No manual entry. Just tap and split.
True Spend Analytics
Automatically accounts for card credits, sign-up bonuses, and perks. See what you actually spend, not what your statement says.
Personalized Card Recommendations
AI analyzes your real spending patterns and the latest card offers to tell you exactly which card to get next. No affiliate bias.
Smart Shared Card Linking
On a partner's card as an authorized user? Prospify auto-detects it, sets the right payer on splits, and ensures the same expense never shows up twice in either of your financial pictures.
Finally see what you actually spend
Most budgeting apps count reimbursed expenses as real spending. Prospify knows your card perks and subtracts them automatically.
$415/year in card perks that other apps count as real spending
Trade referrals. Maximize sign-up bonuses.
When Prospify recommends a card, share your referral link with the community. Other users use your link, you use theirs. Everyone gets the best sign-up bonus — across different cards and products.
A two-sided marketplace where everyone wins. No middleman. No fees.
Get started in under 2 minutes
No lengthy onboarding. No credit card required. Just connect and go.
Sign up securely
One-click Google authentication. No passwords to remember. No forms to fill out.
Connect your cards
Bank-grade connection through Plaid, trusted by thousands of financial institutions. We never see or store your credentials.
Get insights immediately
Your personalized dashboard, spending analytics, and card recommendations are ready the moment you connect.
Bank-grade security. No compromises.
Your financial data deserves the highest level of protection. We treat security as a core feature, not an afterthought.
Encrypted in transit
TLS 1.3 — the same standard used by major banks and financial institutions.
Encrypted at rest
AES-256 encryption for all stored data. Your information is protected even on our servers.
Plaid-powered connections
Your bank credentials never touch our servers. Plaid handles the connection directly.
We never sell your data
Our revenue comes from subscriptions, not your information. Your data stays yours.
SOC 2 compliant infrastructure
Built on Supabase with SOC 2 Type II compliance. Enterprise-grade security by default.
Read-only access
Prospify can only view your transactions. We can never move money or make changes to your accounts.
Free while we build. Seriously.
Prospify is completely free during our beta period. Early adopters will be grandfathered into the best pricing available when we launch paid plans.
No credit card required. Takes under 2 minutes.
Ready to finally understand your credit cards?
Join the users who see their spending clearly, split transactions effortlessly, and get unbiased card recommendations.
No credit card required. Takes under 2 minutes.